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 CIBC Private Wealth, Wood Gundy  CIBC Private Wealth, Wood Gundy

The CM Group

  • Home
  • Our Philosophy
    • Evidence Based
    • Core Principles
    • Evolution Of Advice
  • Your Journey
    • Discover What We Do Differently
    • Planning
    • Testimonials
  • Free Lunch Podcast
  • Our Team
    • CM Group
    • Team Overview
    • History Of CIBC Wood Gundy
  • Resources
    • Blog
    • Events
    • Past Presentations
  • Contact
 

Core Principles

Core Principles

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Core Principles

Staying True to Our Beliefs
 

Our Investment Philosophy

We use an evidence-based approach to Investment Management that avoids the common pitfalls of traditional investment approaches. We manage investment portfolios based on the following principles:

  • Markets are efficient – over time stock markets have provided excellent returns to long term investors.
  • Asset allocation is the most important risk management decision – The appropriate allocation of funds among the major asset classes of stocks, bonds and cash will have a far greater impact on the variability of the portfolio than will the specific selection of any particular security within the portfolio.
  • Diversification is the investor’s only “free lunch” – it provides the opportunity for higher returns with lower volatility (risk). Most investor portfolios comprised of individual stocks and bonds tend to be under-diversified and overly risky.
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 IIROC  Canadian Investor Protection Fund

CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries: CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc.(“ISI”), CAM and credit products. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.