Evidence based Investing
The CM group believes that investing begins with the knowledge that Improving the odds of investment success begins with knowing how markets work, forming realistic investment expectations and staying disciplined through different market environments.
Our team uses an evidence-based approach to Investment Management that avoids the common pitfalls of traditional investment approaches. Our experienced advisors design investment portfolios based on the following principles:
Markets are efficient – over time stock markets have provided excellent returns to long term investors.
Asset allocation is the most important risk management decision – The appropriate allocation of funds among the major asset classes of stocks, bonds and cash will have a far greater impact on the variability of the portfolio than will the specific selection of any particular security within the portfolio.
Diversification is the investor’s only “free lunch” – it provides the opportunity for higher returns with lower volatility (risk). Most investor portfolios comprised of individual stocks and bonds tend to be under-diversified and overly risky.